Sydney Affordability Map

Colours show the share of your take-home pay needed for the mortgage at each suburb's median.

Gross household salary $150,000

Interest rate 6.00%

Deposit 20%

Property type

Repayment / take-home pay

10%30%50%+

0affordable

0stretch

0unaffordable

Click a suburb for details.

Assumptions

30-year P&I loan. Repayments stress-tested at slider rate +3% (APRA buffer). Affordability ratio = stressed monthly repayment ÷ monthly take-home. Tax: 2024-25 ATO resident rates + 2% Medicare. Medians from NSW Valuer General sales data, last 18 months, suburbs with at least 8 sales.